3. LINEBACKERS COULD BE AWESOME: Rivera couldn't be more excited about the prospect of having a healthy Jon Beason and Thomas Davis play alongside middle linebacker Luke Kuechly, who might be on the verge of becoming the league's best middle linebacker. Kuechly led the league in tackles last season and if you haven't seen him play yet, you're missing something special.."This is my 11th year. I've been to a Super Bowl. Been to some big games," Grossman said.

And when it happens, you'll be prepared, and you won't be using your credit card to cover an unexpected expense. An emergency fund can prevent you from entering a cycle of credit card debt. Three to six months of expenses set aside is the general rule of thumb, but some of my clients feel more comfortable with a years worth of expenses set aside in savings..He left the reporters in the morning for a final briefing with staff, before heading back to the budget lockup for a question and answer with the media. Af